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Friday, August 14, 2020

Is the Reserve Bank of India a Company and the Government of India its Shareholder?

 


Recently, it has been all over the news that the Reserve Bank of India approved Dividend of ₹57,000 Crores to the Government of India. Naturally, many people started asking that whether the Government of India has a status akin to that of a Shareholder and is the Reserve Bank of India a Company?

 

In order the understand the above-stated conundrum, it would be apposite to peruse the scheme of the Reserve Bank of India Act, 1934 (in short, ‘RBI Act’), which is the law that establishes and governs everything related to the Reserve Bank of India (in short, ‘RBI’).

 

Without further ado, Section 3 of the RBI Act talks about establishment and incorporation of the RBI in the following terms: -

 

“(1) A bank to be called the Reserve Bank of India shall be constituted for the purposes of taking over the management of the currency from the Central Government and of carrying on the business of banking in accordance with the provisions of this Act.

(2) The Bank shall be a body corporate by the name of the Reserve Bank of India, having perpetual succession and a common seal, and shall by the said name sue and be sued.”

 

Thus, under S. 3 (1), the RBI has been constituted for the purposes of taking over the management of currency from the Central Government and other related purposes mentioned under the RBI Act. The wordings of S. 3 (1) are interesting as it means that the domain of management of currency vests with the RBI and not the Central Government. Such power of management of currency has been taken away by S. 3 (1) from the Central Govt. and vested with the RBI instead.

 

Further, under S. 3 (2), the RBI is a body corporate having perpetual succession and a common seal and shall by the same sue and be sued. This is again important to signify that the RBI is an independent body and its affairs are totally separate from that of the Central Government.

 

To further signify the corporate structure and body of the RBI, the RBI Act in its S. 4 has also made provision for capital of the Bank just the way it is done for other companies. Even the management of the Bank has been entrusted to the Board of Directors under S. 7. Though the Directors and the Governor the Bank are appointed by the Central Government but apart from it, under the scheme of RBI Act, there seems to be no other interference of the Central Government in the working of the RBI. Also, under S. 20 and 21, the RBI undertakes banking operations and other related affairs for the Central Government.

 

It is manifestly clear that RBI as an institution is autonomous. However, the scheme of the RBI Act is such that the role of the RBI is to assist the Central Government in management of the currency and money and to ensure that the monetary health of the country as well as the Central Government remain in sound condition.

 

Hence, it would not be an exaggeration to state that the RBI has a corporate structure and the Central Government i.e. Government of India, though not always a shareholder but is always a stakeholder in its functioning.

9 comments:

  1. Nice read. Since RBI has declared dividend to government of India and the generally “dividend” means the profit of a company, which is not retained in the business and is distributed among the shareholders in proportion to the amount paid-up on the shares held by them, can we safely assume that Central government of India is a 'shareholder' of the body corporate called RBI ?

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